Welcome to Balaji Micro Services Foundation
Balaji Micro Services Foundation offers loans for income-generating activities such as livestock, agriculture, trading and production businesses. These loans support clients financial leverage, household and business economy development. Beyond traditional lending, the company offers loans for women entrepreneurs and special energy and resource efficiency loans for business improvement.
Our Products
GROUP LOANS
Village Banking(™) and small group loans, ranging from 4 to 25 people, are designed to support very low-income entrepreneurs with the smallest enterprises.
Read MoreINDIVIDUAL LOANS
Business loans with flexible terms to help entrepreneurs grow their businesses and generate jobs.
Read MoreAGRICULTURAL LOANS
Business loans that are timed with the harvest cycle, allowing clients to purchase seeds, fertilizer, livestock, and equipment when they need it and repay the principal once the harvest comes in.
Read MoreEDUCATION LOANS
Loans to support clients to pay school fees or for educational purposes for themselves or their children.
Read moreBusiness Start-up Loan
When your business is starting out, you often need capital upfront to buy profit-making assets. That’s where we come in.
Read MoreCompany Profile
Balaji is a pioneer in microfinance with deep understanding of financially un/under served segments.
Read MoreOur Vision
To improve the quality of life of the poor by providing access to financial and support services and to be a viable..
Read MoreOur Mission
To mobilise resources in order to provide financial and support services to the poor, particularly women, for viable..
Read MoreObjectives
To train the rural poor in simple skills and enable them to utilise all available resources and contribute to employment..
Read More