The objective of the society is to make available finance at reasonable cost and in a transparent manner to such customers.
Under JLG model with suitable adaptations. The customers would be formed into groups consisting of 5 women.
Most poor people manage to mobilize resources to develop their enterprises and their dwellings slowly over time.
Balaji Micro Services Foundation offers loans for income-generating activities such as livestock, agriculture, trading and production businesses. These loans support clients financial leverage, household and business economy development. Beyond traditional lending, the company offers loans for women entrepreneurs and special energy and resource efficiency loans for business improvement.
Village Banking(™) and small group loans, ranging from 4 to 25 people, are designed to support very low-income entrepreneurs with the smallest enterprises.
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Business loans with flexible terms to help entrepreneurs grow their businesses and generate jobs.
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Business loans that are timed with the harvest cycle, allowing clients to purchase seeds, fertilizer, livestock, and equipment when they need it and repay the principal once the harvest comes in.
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Loans to support clients to pay school fees or for educational purposes for themselves or their children.
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When your business is starting out, you often need capital upfront to buy profit-making assets. That’s where we come in.
Read MoreBalaji is a pioneer in microfinance with deep understanding of financially un/under served segments.
Read MoreTo improve the quality of life of the poor by providing access to financial and support services and to be a viable..
Read MoreTo mobilise resources in order to provide financial and support services to the poor, particularly women, for viable..
Read MoreTo train the rural poor in simple skills and enable them to utilise all available resources and contribute to employment..
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